Saab 9-3 Aero SportCombi Wagon Costs of Ownership
| YEAR 1 | YEAR 2 | YEAR 3 | YEAR 4 | YEAR 5 | 5 YR TOTAL |
| Depreciation | $6,002 | $4,368 | $3,850 | $4,126 | $3,954 | $22,300 |
| Financing | $1,880 | $1,508 | $1,121 | $697 | $254 | $5,460 |
| Insurance | $1,374 | $1,374 | $1,374 | $1,374 | $1,374 | $6,871 |
| State Fees | $115 | $83 | $80 | $73 | $70 | $421 |
| Fuel | $2,228 | $2,446 | $2,685 | $2,948 | $3,237 | $13,545 |
| Maintenance | N/A | $153 | $190 | $1,059 | $388 | $1,790 |
| Repairs | N/A | N/A | N/A | $203 | $449 | $652 |
| Cost Per Year | $11,599 | $9,932 | $9,301 | $10,480 | $9,726 | $51,038 |
| Hybrid Tax Credit | N/A |
| 5-Year Cost of Similar Vehicles | $46,684 |
| Difference | -$4,353 |
| Value Rating | Poor |
Ownership costs are the costs to purchase and operate a vehicle over a period of time. Understanding these costs may enable you to save money and help you make a wiser decision when choosing your next new car.
Regardless of the “value” claims that you may read in car reviews or hear in advertisements, the economic value of a car is based on how much it will cost to own and operate compared to its purchase price. In a sense, purchase price is “what you pay” and the ownership costs are “what you get.”
Ownership costs can differ greatly. The cost to own and operate two different vehicles with equal purchase prices can differ by thousands. Of course when evaluating ownership cost for used cars and trucks, a vehicle's condition and mileage will greatly impact ownership costs, therefore it's important to compare similar vehicles in similar condition for an accurate picture.
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